We Only Partner With the Top Health Insurance Companies
At iCan, we feel that choosing the right health insurance company is critical to long and healthy relationships, which lead to quality products and services. That's why we're so passionate about who we select. Our Benefits Design Team spends a lot of time and energy researching and understanding who's out there, who's good, and more importantly, who's not. So you can be confident that when you choose to work with us, you'll have access to the quality you deserve, provided by highly rated health insurance carriers.
About UnitedHealthCare / Golden Rule (A,A- Rating)
UnitedHealthOne is the brand name used for products underwritten or administered by the UnitedHealthcare family of companies offering personal health insurance, including Golden Rule Insurance Company and UnitedHealthcare Insurance Company.
Today, UnitedHealthcare serves more than 26 million customers. Our network plans can ease access to high-quality care from more than 580,000 physicians and 4,900 hospitals across all 50 states and in four international markets.* We combine our strength and stability with nearly three decades of experience serving customers of all sizes.
Golden Rule Insurance Company
Golden Rule was purchased by UnitedHealthcare in 2003, and has served individuals and families with health insurance solutions for over 60 years. This experience and knowledge is reflected in high-quality products, timely claims handling, and outstanding customer service.
Experience and Expertise
Golden Rule’s experience and expertise has driven the development of easy-to-use and innovative health insurance products. A recognized leader — and one of the nation’s largest providers - of health savings account plans, Golden Rule continues building plans that meet the needs of individuals and families. Golden Rule is rated "A" (Excellent) by A.M. Best and "A+" (Strong) by Standard and Poor's. These worldwide, independent organizations examine insurance companies and other businesses and publish their opinions about them. These ratings are an indication of our financial strength and stability.
• More than 94% of all health insurance claims are processed in 10 working days or less.**
• Up to 35%-45% discounts are provided on quality care thanks to our extensive network of doctors and hospitals.***
• We're easy to reach with a toll-free customer service line. We respond quickly to customer questions and concerns.
*Plans available in AZ and GA, but please contact iCan directly for details.
* As of 1/22/2009.
** Actual 2008 results. *** Discounts vary by provider, geographic area, and type of service. Part Number 38240-G-0908
Our focus on affordable, quality health insurance for individuals and families has led to many innovations. We pioneered Medical Savings Accounts in 1993. Today, known as Health Savings Accounts (HSAs), these health plans combine lower-cost, high deductible health insurance with a tax-advantaged savings account. HSAs are a fast-growing, affordable alternative to traditional health plans and Golden Rule is the market leader.
- We respect and value all people and points of view. We deal with people in the way we wish people to deal with us. This requires us to know ourselves and to try to understand others.
- Honesty is the foundation of our organization. We strive for transparency in our reporting and regulatory relationships. We encourage disclosure of bad news and welcome dissenting points of view.
- We deliver solutions that improve the health and well-being of individuals. We derive our greatest satisfaction from improving people's lives.
- We strive to communicate our objectives and goals clearly and create ways to measure our progress toward these goals.
- We constantly strive to improve in order to meet and exceed the highest expectations of our customers, shareholders, and community. We use scientific business methods to drive and sustain improvements and lower cost.
We are individuals who share Golden Rule's values and expect to live by them - people who care about our customers and are willing to work hard to meet our obligations to them.
About United American Insurance Company
United American opened its doors in 1947 to provide life, health, and accident coverage to individuals in Texas. Today, UA operates in 49 states, the District of Columbia, and Canada and has more than 900 people in the Home Office working to ensure customers receive outstanding products, service, and support every day.
United American has developed an industry reputation for quality products and financial stability, as demonstrated by the top ratings the Company has been awarded. UA continues to expand its product selection to meet the needs of the uninsured and underinsured, and actively promotes supplemental products in the workplace.
Organizations are defined by their values. In business, the ability to translate principle into practice is the measure of success. Since the beginning, United American Insurance Company has been an organization based on four core values: stability, service, quality, and commitment. UA continues to evolve but remains defined by these principles.
Stability is an absolute essential in insurance. Customers want a company they can depend upon to pay claims. Clients invest in a policy and expect that policy to perform when needed. United American has often said it is the company that does what it says it will do. For more than a half century, United American has been meeting the individual insurance needs of its customers.
For more than 30 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (rating as of 6/08). We are also rated AA- "Very Strong" for Financial Strength by Standard & Poor's (as of 11/08).
Service Service is often the distinction between a good and a great company. A great company goes the extra mile to not just sell a product, but to establish a relationship with the customer. United American believes it is a great company, and continuously strives to deliver superior service and customer convenience.
Quality Quality is an investment in the future. UA has always operated on the premise that policyholders want quality and value, and when they buy UA, they get both. UA offers a diverse portfolio of products designed to meet the needs of clients both now and in the years to come. UA offers individual supplemental health, life, and annuity products, and also offers products to the worksite arena, all of which feature:
- Guaranteed Renewability. UA policies can never be canceled or nonrenewed as long as premiums are paid on time.
- Flexible Benefits. UA policies are designed to provide basic protection for individuals and families or serve as a supplement to existing coverage. Choose the benefits and amounts of coverage that are right for you. These can be adjusted as your life and needs change.
- Freedom of Choice. United American policyholders are free to visit any doctor or hospital they wish. Customers are not restricted to a network or list of providers.
- Portability. UA's plans are all individually written, so policies go where you do. Though you may move to a different state or change jobs, UA's benefits remain the same.
The essence of commitment is vision. It is the ability to capitalize on experience and create a path into the future. At United American, every decision is made based on what is best for the customer, the Agent, and the Company. UA's leadership is committed to the market and to remaining a safeguard policyholders can count on for years to come.
PHCS is the largest proprietary PPO in the country, with over 700,000 physicians, 3,800 hospitals and more than 66,000 ancillary care facilities throughout the United States.
They are also the quality leader among national PPO's. Their accreditations are tangible evidence of the quality and consistency of the services they offer to our customers, providers and the 16 million members who use the PHCS Network. As external review becomes a more critical element in the PPO evaluation process, you can be confident that when you choose PHCS, you are choosing a recognized leader that meets the highest national quality standards. PHCS is widely regarded as the quality leader in the industry. Their accreditation and certification accomplishments underscore their commitment to setting PPO and care management quality standards.
About GTL (B+ Rating)
Who they are, what they offer:
There are a lot of life and A&H insurance companies in America. 1,620, at last count. So it's not hard to find an insurance company to talk to when you're ready to talk insurance.
What is hard is finding the right company. And that's where Guarantee Trust Life Insurance Company comes in.
Not the biggest -- but one of the best:
GTL is not the biggest company out there. But they are definitely one of the best. You might even say they wrote the book. Right now, they have more than 1.2 million insured's and over $2 billion life insurance in force. Five distinct product categories that provide everything from life insurance to long-term health care and special risk coverage's, such as K-12, college, and athletic insurance programs; And more than $180 million in rock-solid assets to back it up. If you were to use words like "unique", "versatile", and "flexible" (and yes, "mid-sized") to describe them, you'd be right on the money.
Since GTL was founded in 1936, they have benefited from the ongoing direction of the Holson family -- father to son to grandson. Not surprisingly, this consistent top-level leadership and management continuity give them a clear view of who they are and where they are going.
What GTL believes in:
GTL made their business grow by doing things right for over 70 years. They are small enough to get things done quickly, big enough to make things happen. And although each of their divisions sells different lines of coverage and uses different methods of distribution, they share a common belief in the basics.
For example, they believe in listening. They believe in being flexible, too. They know their limits. They won't mislead you by telling you they can do something when they know they can't. And when they do tell you they can do something, you can be very sure they will deliver the goods.
We believe that GTL's variety of products and services can fill your specific insurance needs to help you get the best overall coverage from your insurance.
Finally, GTL believes that good people make a good insurance company. And they think their people are the best. They have an experienced, aggressive management group. And nearly half their staff members have been with them at least five years (in fact, over 25% have been there ten years or more). This exceptional record of tenure means most of their employees are knowledgeable about the way their company works -- not just a little corner of it.
AM Best Rating:
Guarantee Trust Life Insurance Company (GTL) of Glenview, IL GTL is rated B+ (Good) by AM Best Company -- The fifth-highest of 15 possible ratings --
InteractiveMD is the newest and most advanced healthcare delivery system in America where consumers, physicians and mental health counselors can engage in real time interactive consultations, providing convenience and affordable healthcare services. Using the latest technologies in Web communications and VOIP telephony, the Company extends traditional healthcare to the home or office.
We offer a national network of licensed Board certified US based physicians and healthcare professionals experienced in telemedicine and recruited following strict credentialing guidelines so that they can diagnose, recommend treatment, and prescribe medication.
Going far beyond the telemedicine solutions available, InteractiveMD does not aim to replace traditional brick and mortar care, but complement it to provide enhanced quality of care which is both affordable and convenient.Why use InteractiveMD?
- On-demand healthcare - Wherever and whenever you need, as often as you need. 24/7/365 Access.
- Save Money - Save hundreds or thousands of dollars by avoiding unnecessary doctors' office or ER visits.
- Save time - Avoid waiting for an appointment or sitting in the doctor's office.
- Our network of physicians - U.S. based, licensed, board-certified, and experienced.
- Your Primary Care physician is not available
- Requesting prescription medication or a refill*
- After normal business hours, nights, weekends
- For non-emergency medical issues & questions
- Traveling and need medical advice
You must complete a Medical Assessment and History Questionnaire prior to your Priority or by Appointment consult. * Prescriptions only will be issued when indicated and approved by a physician.
HumanaOne offers flexible, affordable health insurance plans for individuals and families. If you're an early retiree, recent college graduate, entrepreneur, or for some other reason, not insured through an employer, HumanaOne® is for you. Our plans could help you lower your insurance costs - in some cases by up to 50 percent. Start by choosing from a variety of PPO and high deductible health plans, then further customize your plan with any number of "extras" - at an additional cost. HumanaOne plans come with exceptional customer service and the peace of mind of knowing your plan is tailored to your specific needs. HumanaOne is a Humana Inc. brand of products.
Humana is one of the largest publicly traded health benefits providers in the country with a vast network of healthcare professionals. The network includes more than 350,000 medical providers, more than 3,000 hospitals, and nearly 50,000 pharmacies across the United States.
At Humana, we use a strategy of "consumerism" to help our members get the most from their health benefits. As our member, you can compare doctors and hospitals by performance ratings and price; use online tools to plan and budget your healthcare expenses, and more. With Humana's consumerism strategy, you can reduce costs without compromising quality.
HumanaOne plans are consumer-driven health plans for individuals and families that help lower healthcare costs. Because you have a choice in your plan features, you get exactly what you need. Choose from an array of PPO and high deductible health plans; choose the amount of your deductible and your co-insurance level to determine the monthly premium that fits your budget. Then add "extras" to your plan - from supplemental accident benefits and dental benefits to prescription drug coverage and term life insurance - at an additional cost.
HumanaOne plans are backed by Humana's large network of doctors and hospitals and offer coverage for basic and major services, plus in-network preventive care. With deductibles for single coverage ranging from $1,000 - $7,500 and family coverage from $2,000 - $15,000 for in-network care, you're sure to find a plan that fits both your lifestyle and your budget. Separate deductibles apply for non-network care. Plan options and benefits may vary by state. Waiting periods, limitations and exclusions apply.
Affordable health insurance with iCan
Welcome to the official iCan website, where our mission is to provide you with a wide variety of affordable health coverage options. We offer major medical plans that are fully compliant with the Affordable Care Act, supplemental insurance plans, non-insured benefit programs to help you lead a healthier life, and much more. Our goal is to help you find a plan that fits your budget. Our Licensed Agents will help you make a smart choice about your insurance coverage, and then help you get the most out of your benefits once you’ve made a selection.
iCan… specializing in health care cost containment solutions that help save YOU money!