iCan Benefit Health Partners

At iCan, we feel that choosing the right partner is critical to long and healthy relationships, which lead to quality products and services. That’s why we’re so passionate about who we select. Our Benefits Design Team spends a lot of time and energy researching and understanding who’s out there, who’s good, and more importantly, who’s not. So you can be confident that when you choose to work with us, you’ll have access to the quality you deserve, provided by highly rated partners.

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About GTL (B+ Rating)

GTL

Who they are, what they offer:

There are a lot of life and A&H insurance companies in America. 1,620, at last count. So it's not hard to find an insurance company to talk to when you're ready to talk insurance.

What is hard is finding the right company. And that's where Guarantee Trust Life Insurance Company comes in.

Not the biggest -- but one of the best:

GTL is not the biggest company out there. But they are definitely one of the best. You might even say they wrote the book. Right now, they have more than 1.2 million insured’s and over $2 billion life insurance in force. Five distinct product categories that provide everything from life insurance to long-term health care and special risk coverage’s, such as K-12, college, and athletic insurance programs; And more than $180 million in rock-solid assets to back it up. If you were to use words like "unique", "versatile", and "flexible" (and yes, "mid-sized") to describe them, you'd be right on the money.

Since GTL was founded in 1936, they have benefited from the ongoing direction of the Holson family -- father to son to grandson. Not surprisingly, this consistent top-level leadership and management continuity give them a clear view of who they are and where they are going.

What GTL believes in:

GTL made their business grow by doing things right for over 70 years. They are small enough to get things done quickly, big enough to make things happen. And although each of their divisions sells different lines of coverage and uses different methods of distribution, they share a common belief in the basics.

For example, they believe in listening. They believe in being flexible, too. They know their limits. They won't mislead you by telling you they can do something when they know they can't. And when they do tell you they can do something, you can be very sure they will deliver the goods.

We believe that GTL’s variety of products and services can fill your specific insurance needs to help you get the best overall coverage from your insurance.

Finally, GTL believes that good people make a good insurance company. And they think their people are the best. They have an experienced, aggressive management group. And nearly half their staff members have been with them at least five years (in fact, over 25% have been there ten years or more). This exceptional record of tenure means most of their employees are knowledgeable about the way their company works -- not just a little corner of it.

AM Best Rating:

Guarantee Trust Life Insurance Company (GTL) of Glenview, IL GTL is rated B+ (Good) by AM Best Company -- The fifth-highest of 15 possible ratings --

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Betsy, California
After calling customer service, I was put in touch with Lynne in the Advocacy Department. Lynne was amazing, after I explained my medical situation, I thought I wouldn't qualify for the surgery I needed. Lynne said "that is why you have insurance". Through the entire process if I had a concern or question, my phone calls were returned promptly and answered thoroughly. I was treated with great respect and was not just another claim number. I have never seen any company that provided such care and attention to their clients. With the help of the Advocacy Department they were able to reduce my out of pocket expenses greatly. If they had not taken a personal interest in my story, I would have never pursued using the insurance for my surgery and ultimately may not have been able to have it.

Janice, California
I am writing a letter to commend your advocacy department. Your company is relatively new to me and I have some health issues. I feel very confident when I call the advocacy department. They thoroughly looked into each question I had and took care of the problem. They are a great asset to your company and I feel confident to remain a client of yours a as long the advocacy department stays in force and is there to guide me through any problems.

Thelma , Alabama
My husband found out that he had cataracts and needed surgery. We called the HCCUA number and were very blessed indeed to get a wonderful lady to help us. Her name is Lynne. I can't begin to tell you all she has done for us. She has been with us through not only the surgeries that were required for him, but something happened in the second surgery that required emergency surgery. I immediately called Lynne from the Doctors Office to let her know what was taking place. I am not sure what she told them but when they came back to us the emergency surgery for the Doctor, Surgery Center and Anesthesiologist were all done for FREE!!!! We can't tell you what Lynne means to us. I personally think she is part of my family. Not only did she take care of that last episode but she made sure we were not taken advantage of in any way on the other surgeries as well. I hope all your representatives are as wonderful as she is. We can never thank her enough for her help.